Features

The features
a working LO actually uses.

Built around four jobs: get the loan to close fast, talk to borrowers like a human, automate the repetitive milestone comms, and keep past clients refinancing with you instead of someone else.

The big four

What Bolt is really for.

Deep Arive sync

Webhooks fire on every loan-stage change. Bolt updates pipeline, dates, conditions, and trackers without you opening Arive twice. Two-way: edits in Bolt push back to Arive too.

iMessage + SMS

Real iMessage threads (blue bubbles) via the BlueBubbles bridge — not 10DLC short codes that look like spam. Falls back to SMS automatically for Android contacts.

Milestone automation

Rate locked → send the welcome email. Conditional approval → text the borrower. CD signed → kick off the closing-day Loom. All triggered by Arive status changes.

Post-close retention

Home Reports auto-enroll funded clients. Monthly emails with their AVM, equity, refi opportunity flags, and your contact info. The reason they refinance with you, not Rocket.

Pipeline

Every loan. Every stage. In one glance.

Bolt's pipeline mirrors exactly how mortgage brokers work — Pre-Qual, Processing, Underwriting, Closing, Funded. Click a card to open the full loan in-line with all 80+ Arive fields, no context-switching.

  • Stage-aware badges with instant filtering
  • Rate-lock countdowns with expiration alerts
  • Document checklist progress rings synced from Arive
  • Stuck-deal detection with automated nudges
  • 15 loan-type-specific workflows (Conv, FHA, VA, DSCR, Bank Stmt, etc.)
Pipeline · This month
TR
Taylor Rivera
Pre-Qual
DK
Daniel Kim
Processing
LP
Lena Patel
Underwriting
AB
Alex Brown
Closing
RC
Riya Chen
Funded
Communications

One inbox. Every borrower. Every channel.

Calls, SMS, iMessage, and email all live on the same timeline as the loan. No more guessing who said what — every interaction is auto-attributed and synced back to Arive.

  • iMessage + SMS with attachments and tap-backs
  • Twilio voice with call recording, voicemail drop, transcription
  • Outbound email via Mimecast/Resend with open + click tracking
  • Templates, snippets, and merge tags
  • Inline signature with photo, NMLS, brokerage logo
Lena Patel · iMessage
Hi! Got a minute to chat about the rate lock?
Absolutely — sending over the options now 🎯
Perfect. Also: can we push closing to the 28th?
Done. I'll update Arive + your doc tracker.
Auto-logged to contact · synced to Arive
Property data

AVM + full mortgage history on every contact.

Type any address — get an AVM, equity estimate, full mortgage history (refinances and HELOCs included), tax data, and the actual recorded owner. Run a refi prospect in 5 seconds, not 5 minutes on the county website.

  • True AVM with confidence range
  • All recorded mortgages — lender name, amount, term, maturity
  • Tax estimate with auto-detected county schedule
  • Built-in escrow calculator (HOI + taxes, RESPA cushion)
  • Downloadable PDF property profile for client meetings
  • 2-week lookup cache so repeat searches don't burn credits
Property profile
$
AVM
$825,000
Owner on title
Mark D Fazio
1st
Quicken Loans · 30-yr
2049 maturity
2nd
Desert Financial CU · HELOC
ARM
$
Annual taxes
$4,027
Home Reports

Your replacement for MBS Highway / List Reports.

When a loan funds, the borrower auto-enrolls in your monthly Home Report. They get an email with their AVM, equity, current rate vs. today's market, and a CTA back to you — not a generic Zillow page.

  • AVM + equity refresh on a monthly batch
  • Refi opportunity detection vs. current 30-yr rate
  • Equity milestone alerts ("You've crossed $200K in equity")
  • Fully branded with your photo, NMLS, and contact info
  • Open + click tracking so you know who's interested
Monthly Home Report · April 2026
Hi Carlos, your home is now estimated at $1,241,618 — up $54K since November.
Estimated equity: $720,832 (LTV 42%)
Today's 30-yr rate: 6.30% — you locked at 6.875% in 2022. Refi savings: ~$310/mo.
[Talk to Mark →]
Auto-sent on the 1st · open + click tracked
Integrations

Plays well with your stack.

Bolt connects to the tools mortgage brokers already run on.

Ar

Arive LOS

Webhook-based two-way sync of loans, statuses, dates, and conditions.

Tw

Twilio Voice

Native dialer with call recording, voicemail, and outcomes.

BB

BlueBubbles

iMessage + SMS bridge — attachments, edits, tap-backs.

Smarty + Realie

Property data: AVM, mortgage history, taxes, owner.

Mimecast / Resend

Branded outbound email with click tracking.

Sp

Supabase

Postgres backend with row-level security and real-time updates.

See it on a real loan.

30-minute demo. We'll walk through your Arive setup, show iMessage in action, and run a Home Report on your last funded client.

Book a demo →